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Disability Insurance Quote

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What would you like coverage for?

When I get hurt

Info on accident coverage No info on accident coverage

When I get hurt or sick

Info on sickness coverage No info on sickness coverage
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We've got you covered in an automobile, truck or bus

Safe Driver Plan

While fatal driving statistics have continued to improve over the decades, driving our vehicles remains the single most dangerous activity we perform during the day. Since most people have been in a motor vehicle nearly every day of their life, driving or even riding as a passenger becomes incredibly routine to us. It's almost silly that so many people are scared to fly, even though driving remains the number one cause of death in most age groups.

Do you ever notice how some people tend to drive over the speed limit, roll through stop signs, follow too closely, or partake in driving distractions such as texting? Ever notice how you do it too?

The Safe Driver Plan we offer is designed to protect you from total disability anytime you’re injured in an accident while driving or riding within the passenger compartment of an Automobile, Truck or Bus anywhere in North America. Benefits are also provided for Hospitalization, Loss of Life and Total Permanent Disability.

La Capitale Financial Security pays your full benefit regardless of any other benefits you receive.

Important Features

Safe Driver

As a motorist you can expect to be involved in an accident once every 10 years and two out of three motorists will be involved in an injury accident during their life. Even if you're the best driver in the world, you can't control other people’s driving. There is a 1 in 20 chance that the crash you have will involve a serious injury. (Transport Canada)

Driving statistics aren't meant to scare you but most of us tend to get very complacent about our driving and we forget just how dangerous driving can be. We all become very comfortable over the years driving, but with so many people partaking in different forms of distracted driving, drunk driving and other forms of dangerous driving behavior, we all need a wakeup call every now and then.

The Safe Driver Plan we offer is designed to protect you from total disability anytime you’re injured in an accident while driving or riding within the passenger compartment of an Automobile, Truck or Bus anywhere in North America. Benefits are also provided for Hospitalization, Loss of Life and Total Permanent Disability.

Monthly benefits up to $1,600
Level of Protection: From $200 to $1,600
Waiting Period: 0 Days
Guaranteed Renewable: Up to 85
Fixed Benefit (even if your income has fluctuated when you make a claim): Yes
Hospital Coverage Up to $12,000 per month; $400/day; up to 60 days
Death Lump Sum Payout: $20,000 paid in one lump sum to your beneficiary in the event of your death, as a result of a covered motor vehicle injury, within 365 days of such injury.
Inflation Protection: Yes. Benefits increase 5% per year for 10 years. At the end of 10 years, these benefits will have reached their maximum value of 150% of the original amount.

General FAQs

How is this different from my health or life insurance policy?
Income protection or disability insurance ensures you have an ongoing monthly income to support the financial needs of you and your family when you suffer an illness or injury that effects your ability to earn your income.

Why do I need this?
Every North American is reliant on an income to provide themselves necessities like shelter, food, heat, hydro, clothing etc. Losing your ability to earn an income due to an illness or injury leaves you vulnerable without the appropriate protection. 1 in 3 Canadians lose there ability to work everyday. (CLHIA)

How much is a policy?
Costs are determined based on a level that you select and qualify for. Contact us to speak with an Agent about your personal needs to provide you an accurate quote.

Who’s eligible?
We've designed our plans to help the self-employed and tradespeople. You’re eligible if qualify for the plan.

What are the different types of disability insurance?
Disability insurance offers many different types that protects the policy holder(s) in the case of accident or sickness.

Income replacement: Provides a monthly paycheque.
Dismemberment: A one time payout in the case of a dismemberment.
Hospitalization: Pays out when the policy holder(s) are confined to a hospital.
Critical Illness: A one time payout in the case of a critical diagnosis. Which diseases are outlined in each policy.
Business Plan Protection: Pays an ongoing income to cover business expenses when the names policy holder(s) become injured or ill.
Income protection is broken down into two essential parts: Accident and Sickness.
Accident protects your income when there is an incident with external forces that causes you an injury; you were hurt.
Sickness protects your income when an illness is produced over the course of time. This includes reparative surgeries as the condition is produced over time rather than an incident of injury as outlined above.

Does the company recognize chiropractors?
Yes. As long as they are licensed, they can sign your claim form just the same as licensed medical doctors.

When am I protected?
Our Accident plans protect you 24 hours per day, every day, on or off the job. Our Sickness plans protect you whenever you fall ill. Our Safe Drivers Plan protects you whenever you're in a car, bus or truck, as a passenger or driver.

How do I make a claim?
Visit your doctor and then visit La Capital FS and follow claim directions.

Included with Safe Driver Plan

Important Features


  • Choose your own physician or chiropractor for medical attention

  • 90% of complete claims are settled within 7 days

  • No benefit limits for soft tissue injuries or back injuries or sprains/strains

  • La Capitale Financial Security Pays your Full Benefit Regardless of any other Benefits You Receive

  • No taxes withheld

  • Benefits paid directly to you

  • Available to qualified applicants only

Safe Driver Plan

Brochure Details

Important Features

Company Information

Landmark Canada
Head Office

Suite 102 - 2902 South Sheridan Way
Oakville, ON L6J7L7

Contact details

E-mail address:
admin@landmarkcanada.ca

1-877-521-5511

Toll Free

Phone: 1-905-829-5511
Fax: 1-905-829-5530